Frameworks CDC Services
Frameworks Community Initiatives
Frameworks Community Development Corporation works extensively with the
community to provide financial literacy, credit education, home-buyer
education, mortgage preparation and other community-building services in
order to help people understand how to manage their money, maintain and/or
develop healthy credit and position themselves for sustainable
homeownership. Frameworks also conducts financial seminars targeted to
not only high school students, but also college students and adults. The goal
of the classes is to prepare participants for healthy money management and
to successfully engage in credit-related transactions.
Foreclosure Prevention Counseling
Frameworks CDC is a HUD-approved nonprofit housing counseling agency.
Frameworks CDC staff persons have received extensive training in
Foreclosure Prevention and Loss Mitigation from Neighborworks America
and the U.S. Department of Housing and Urban Development. We DO NOT
CHARGE A FEE for foreclosure prevention services.
Frameworks CDC helps families facing the threat of foreclosure by providing:
One on One Counseling to determine the family’s circumstances, create a
realistic budget, and develop a plan to help the family work its way out
foreclosure.
Making sure that the family is fully informed of its rights and responsibilities,
and possible methods of staving off the pending foreclosure.
Acting as an intermediary with the lender or loan servicing company to help
the family find a positive resolution to the pending foreclosure.
Home Of Your Own: Keys To Homeownership
The homeownership program is designed to assist low-to-moderate income
families in central Texas to become successful homeowners. Our objective
is to assist families reach the goal of sustainable homeownership which will
help the overall community and will be the basis to wealth-building for low to
moderate income families. Homeownership has proven to be one of the
most effective ways of improving the conditions of neighborhoods including
lower crime rates and improved economic vibrancy of a community.
The objective of the education and counseling is to prepare families for the
homeownership process and to help create sustainable homeownership.
A Frameworks Community Development Corporation education and
counseling session covers topics such as pre-qualification, ratios,
appraisals, reviewing and understanding credit reports, ‘principle, interest,
taxes and insurance (PITI),’ closing costs, property inspections, down
payment and budgeting as well as home maintenance and repair, insurance
issues, home safety, how to avoid predatory lenders, and how to buy a home
with a goal of sustainable homeownership. Sustainable homeownership
services assist homeowners to acquire the knowledge and skills they need to
maintain and build the value of their housing investment over the long term
through home maintenance and protective measures, such as insurance and
attention to home safety. In addition, these services assist homeowners to
avoid problems, and therefore, have a preventive focus.
We have partnerships with several major banks that provide affordable
mortgage products. We help families learn about these low-cost low-interest
loans in order to attain homeownership.
Financial Literacy
Financial literacy seminars are conducted for Family Self Sufficiency
Participants of the Travis County Housing Authority, the Austin Academy,
Casey Family Programs through the Powerful Families Program, and other
venues throughout Austin with an emphasis on reaching low- and moderate-
income families.
With the support of A Glimmer of Hope, Frameworks is able to teach financial
literacy to young adults between the ages of 18 and 25 through its youth
financial literacy project, Finance: The Next Generation.
Frameworks CDC has also taught financial literacy courses for high school
students at selected Austin Independent School Districts such as Reagan
High School and Travis High School have learned topics such as financial
planning, career choices, saving and investing, credit and insurance. In
addition to that, Upward Bound students at Huston-Tillotson University have
also been instructed on how to avoid the pitfalls of credit and how to manage
money before they enter college to prevent the mistakes most college
students make with money and credit.
Frameworks Community Development Corporation works extensively with the
community to provide financial literacy, credit education, home-buyer
education, mortgage preparation and other community-building services in
order to help people understand how to manage their money, maintain and/or
develop healthy credit and position themselves for sustainable
homeownership. Frameworks also conducts financial seminars targeted to
not only high school students, but also college students and adults. The goal
of the classes is to prepare participants for healthy money management and
to successfully engage in credit-related transactions.
Foreclosure Prevention Counseling
Frameworks CDC is a HUD-approved nonprofit housing counseling agency.
Frameworks CDC staff persons have received extensive training in
Foreclosure Prevention and Loss Mitigation from Neighborworks America
and the U.S. Department of Housing and Urban Development. We DO NOT
CHARGE A FEE for foreclosure prevention services.
Frameworks CDC helps families facing the threat of foreclosure by providing:
One on One Counseling to determine the family’s circumstances, create a
realistic budget, and develop a plan to help the family work its way out
foreclosure.
Making sure that the family is fully informed of its rights and responsibilities,
and possible methods of staving off the pending foreclosure.
Acting as an intermediary with the lender or loan servicing company to help
the family find a positive resolution to the pending foreclosure.
Home Of Your Own: Keys To Homeownership
The homeownership program is designed to assist low-to-moderate income
families in central Texas to become successful homeowners. Our objective
is to assist families reach the goal of sustainable homeownership which will
help the overall community and will be the basis to wealth-building for low to
moderate income families. Homeownership has proven to be one of the
most effective ways of improving the conditions of neighborhoods including
lower crime rates and improved economic vibrancy of a community.
The objective of the education and counseling is to prepare families for the
homeownership process and to help create sustainable homeownership.
A Frameworks Community Development Corporation education and
counseling session covers topics such as pre-qualification, ratios,
appraisals, reviewing and understanding credit reports, ‘principle, interest,
taxes and insurance (PITI),’ closing costs, property inspections, down
payment and budgeting as well as home maintenance and repair, insurance
issues, home safety, how to avoid predatory lenders, and how to buy a home
with a goal of sustainable homeownership. Sustainable homeownership
services assist homeowners to acquire the knowledge and skills they need to
maintain and build the value of their housing investment over the long term
through home maintenance and protective measures, such as insurance and
attention to home safety. In addition, these services assist homeowners to
avoid problems, and therefore, have a preventive focus.
We have partnerships with several major banks that provide affordable
mortgage products. We help families learn about these low-cost low-interest
loans in order to attain homeownership.
Financial Literacy
Financial literacy seminars are conducted for Family Self Sufficiency
Participants of the Travis County Housing Authority, the Austin Academy,
Casey Family Programs through the Powerful Families Program, and other
venues throughout Austin with an emphasis on reaching low- and moderate-
income families.
With the support of A Glimmer of Hope, Frameworks is able to teach financial
literacy to young adults between the ages of 18 and 25 through its youth
financial literacy project, Finance: The Next Generation.
Frameworks CDC has also taught financial literacy courses for high school
students at selected Austin Independent School Districts such as Reagan
High School and Travis High School have learned topics such as financial
planning, career choices, saving and investing, credit and insurance. In
addition to that, Upward Bound students at Huston-Tillotson University have
also been instructed on how to avoid the pitfalls of credit and how to manage
money before they enter college to prevent the mistakes most college
students make with money and credit.
| Homeownership Education Class |
| Homeownership Education Class |
Financial Literacy Classes for the Upward Bound
Program of Huston-Tillotson University
Program of Huston-Tillotson University
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